Agentic risk
and compliance for banks and credit unions
Your compliance program is scattered.
When a rule changes or a control breaks, your team pieces it together by hand.
Your compliance program, connected.
Madison holds the record between every rule your bank follows and the evidence that proves it, so the answer is ready before anyone has to go looking for it.
- RegulationsWhat regulators require
- ObligationsWhat each rule asks of your bank
- PoliciesWhat your bank commits to
- ProceduresHow your teams carry it out
- ControlsHow you check it gets done
- EvidenceWhat proves it happened
The two jobs behind most compliance hours.
Madison’s agents take on both. Your team reviews and signs.
Example. Regulation CC availability amounts are adjusted for inflation.
What it touches at your bank
- Funds Availability Policy§4.2 next-day availability
- Availability disclosureAccount opening packet
- Check hold procedureBranch operations, v7
- Control FA-06Quarterly hold-notice testRetest
Every rule change, handled without the scramble.
Madison finds every policy, disclosure, procedure and control a change affects, then drafts the edit for each owner.
A vendor email saying the rule movedThe spreadsheet built for the last reviewA meeting with everyone who might remember- A record that already knows what the rule touches
Example. A daily report flags open debit card disputes before Regulation E’s ten-business-day deadline. In August it stops running, with no error message.
- Typical tracker
- Still shows the control as covered after 17 business days without a report.
- Madison
- Alerts Deposit Operations on day one, with the rule, the policy and the open disputes attached.
Illustrative scenario. Not a customer result.
Controls that stop working, caught the same day.
Madison checks each control against the proof it should produce and tells the owner the first day it goes silent. The retest comes ready to run, and your tester signs.
A control that looks fine on paper after it has stopped runningA tracker that still says coveredCustomers credited late before anyone notices- An alert to the owner on the first day without proof
See exactly how much of your bank is covered.
Every requirement your bank follows sits in one of four states, linked to the rule, the policy and the owner behind it.
Covered and proven
A policy, a working control and recent evidence.
Covered on paper
The control exists, but hasn’t produced proof lately.
Not covered yet
No policy carries the requirement today.
Risk accepted
A senior owner signed off, with a reason and a review date.
Built for everyone who answers for compliance.
All four states
The complete picture: every rule, policy, control and the evidence behind it, in one place.
Your people make every call, and your data never leaves your environment.
The answers your vendor review team will ask for first.
- ProposesWhat changed and what it touchesAgent
- ReviewsNext to the current policy or controlOwner
- DecidesAccept, edit or rejectOwner
- SignsAgainst that exact versionOwner
Your people decide
Nothing takes effect until the owner accepts, edits or rejects it.
Every sign-off is saved with who signed, in what role and why.
Your data stays with you
Deployed inside your environment, with read-only access to your systems.
Madison never writes to your core or changes a control on its own.
Independently verified controls, checked again on every audit cycle, not a one-time badge.
“Most banks know the rules. Very few can show, on any given day, that the controls behind them still work.”
Take the AI risk playbook into your next board meeting.
A practical way to manage AI risk the way your bank manages every other risk.
See Madison on your own bank.
We prepare what applies to your bank from public records before the call.
- Nothing to upload, and no access to your systems
- Your details go only to the team running your call
- We reply within one business day
Questions we get asked.
How is Madison different from a GRC tool?
A GRC tool holds the record. Madison does the work behind it: finding the rules that apply, mapping each change to your policies and controls, checking controls for proof and linking evidence as it’s produced. A named owner signs every step.
We already have a GRC platform. Do we replace it?
No. It stays your system of record. Madison sits on top of it, does the work, and feeds the results back in.
Does Madison decide whether we are compliant?
No. Agents propose; a named owner at your bank decides and signs.
Where does Madison run?
Your choice: in your own cloud, or on Lyzr’s secure cloud. Either way it reads your core systems and never writes to them.
Who at the bank uses it?
Compliance, control testing, internal audit and risk, from one record.
How is our data protected?
SOC 2 Type II, ISO 27001 and ISO 42001. Reports at security.lyzr.ai.