Amadeo: The Agentic OS for the Enterprise Banking Function
Amadeo · Agentic OS for Banking

The agentic OS that runs banking operations.

Define the business objective. Agents orchestrate KYC, loan origination, fraud detection, compliance, customer onboarding, and risk governed, auditable, and deployable in your cloud. Built for banks ready to move from AI pilots to agentic operations at scale.

Amadeo
Lyzr Banking OS in production, today
400+
Enterprises running agentic workflows in production
Across banking, BFSI, and financial services
2,000%
Productivity gain in KYC/AML with agentic workflows
McKinsey, 2025
30 days
From first banking objective to a live agentic OS
Not a pilot. Production.
100%
Customer data, models, and agents remain yours always
Sovereign AI. Your cloud. Your rules.
Trusted by enterprises worldwide

Enterprises that run on
Lyzr agents

The architecture

One banking objective in.
Your entire operation, moving.

The Lyzr Banking OS sits at the centre of your operations. It reads every signal across customers, transactions, risk and regulation, and closes every loop back to your business and compliance goals.

Banking Agentic OS Control Plane INTELLIGENCE IN CONTROL PLANE EXECUTION OUT Core banking systems KYC / identity data Transaction streams AML & fraud signals Loan origination data Regulatory change feeds Risk & credit models Banking Agentic OS Control Plane LIVE LYZR AI · BANKING · MODEL AGNOSTIC · SOVEREIGN CLOUD · ANY LLM Objective engine Business goal → execution plan Intelligence layers Customer · fraud · regulatory Agent registry 400+ agents · activated by process Orchestration Coordinate KYC to treasury Governance Basel III · EU AI Act · HITL Memory & feedback Sharpens credit & fraud models Platform agnostic Finacle · Temenos · FIS · Finastra · Salesforce FSC · custom agents Any LLM · Any cloud · Any stack · Bring or build agents Customer onboarding KYC decisions Loan approvals Fraud alerts Compliance reports Risk assessments Audit trails OUTCOMES → BUSINESS GOALS
What does your institution actually need?

The right question changes everything.

Most banking leaders have deployed AI in pockets. The Lyzr Banking OS starts with why those pilots haven’t scaled and what it takes to run an entire institution on agents that are governed from day one.

Your KYC process takes weeks. Your competitor onboards customers in hours. At what point does the gap become a business model problem not just an efficiency problem?

The Lyzr Banking OS deploys a continuous KYC workflow event-driven, not periodic. Agents verify identity, screen sanctions, assess risk, and update customer profiles in real time. Onboarding compresses from weeks to hours. Compliance doesn’t loosen it sharpens, with every decision logged and explainable to any regulator who asks.

Your fraud models flag thousands of transactions daily. Do you know which ones are genuinely suspicious and which ones are costing you customer relationships because of false positives?

The Banking OS correlates transaction signals, behavioural patterns, device intelligence, and counterparty history into a dynamic risk score per transaction. False positive rates drop. Genuine fraud catches improve. Every decision is explainable which matters when a customer asks why their payment was blocked, and when a regulator asks how the decision was made.

Regulations across your operating jurisdictions changed again last quarter. How confident are you that your current compliance posture reflects what is required right now?

The Banking OS monitors regulatory change feeds across every jurisdiction you operate in Basel III updates, EU AI Act requirements, PRA guidance, OCC examination scope expansions continuously. It maps each change to your current policies and procedures, surfaces the gaps, and generates the updated controls before the next examination cycle.

Your loan origination process involves fifteen manual handoffs. When did the last mortgage application move through your system as fast as the customer’s expectations demand?

The Banking OS orchestrates the full credit lifecycle autonomously pulling income, asset, and employment data from multiple sources, cross-validating against regulatory requirements, running risk scenario models, and generating the credit decision with full documentation. Approval cycles compress from weeks to days. Credit standards don’t loosen they become more consistent.

From objective to outcome

This is how banking operations transform.

1
Your systems stay. The Banking OS sits above them.

Finacle, Temenos, FIS, Finastra, Salesforce Financial Services Cloud, your KYC registry, your AML platform, your regulatory reporting system connect what you have. Nothing migrates. Your data stays in your sovereign cloud environment. Your teams keep working the way they work.

Zero rip-and-replace
The Lyzr Banking OS is not a core banking replacement. It’s the intelligence layer that makes every system you already run work together toward your business and compliance objectives.
2
State the business objective. The OS builds the plan.

Not a process improvement. A goal. “Reduce KYC onboarding from 21 days to 48 hours.” “Achieve continuous AML monitoring across all tier-1 accounts.” “Cut loan origination costs by 40% without increasing credit risk.” The OS reads your live data and returns a ranked execution plan by process, by risk, by regulatory requirement with reasoning attached.

Objective-first. Compliant by design.
Every execution in the Banking OS traces back to a stated objective and a documented compliance position. Regulators get the audit trail they require. You get the outcomes the business demands.
3
The right agents activate within defined autonomy boundaries.

From 400+ agents, the OS calls what’s relevant to the banking process and regulatory context KYC verification, fraud triage, credit underwriting, compliance monitoring, customer service, dispute resolution. Autonomy levels are defined by process type: assistive for credit-adjacent decisions, delegated for KYC refresh, autonomous for tier-1 fraud blocks. All within your risk appetite.

Staged autonomy · Earned, not assumed
Regulators in 2026 are not asking whether you use AI. They are asking how you govern it. The OS answers that question with an architecture, not a policy document.
4
The OS decides, documents, and comes back with insights.

Customers get onboarded. Loans get approved. Fraud gets caught. The OS tracks every outcome against your business objective what improved throughput, what reduced risk, what patterns point to systemic issues upstream. Every decision is explainable, at the moment it was made, to whoever asks.

Explainable at execution · Auditable always
The OS builds institutional intelligence that stays in the system credit patterns, fraud typologies, compliance positions so institutional knowledge doesn’t walk out the door with any single team.
Bring your processes

Amadeo maps to how your bank runs.
Not the other way around.

Tell Amadeo how your institution operates today. It enhances every workflow with agents built for that exact job.

Onboarding & KYC

Identity, document and screening checks coordinated end-to-end with regulator-grade logs.

AML & sanctions

Alert triage, narrative drafting and SAR preparation with the analyst in the loop.

Fraud operations

Real-time signals correlated, false positives suppressed, cases routed with context.

Disputes & chargebacks

End-to-end dispute handling across networks with evidence assembly automated.

Credit & underwriting

Credit memos drafted from data, policy-checked, with explainability per decision.

Loan servicing

Modifications, hardship and collections orchestrated with policy and empathy controls.

Customer servicing

Multi-channel servicing across retail, SMB and wealth with full account context.

Wealth & advisory

Client research, suitability and reporting accelerated with advisor sign-off.

Regulatory reporting

Reg reports assembled from primary data with provenance, reviewers and sign-off trail.

Compliance monitoring

Communications, trades and transactions monitored against policy continuously.

Operations & reconciliation

Breaks, exceptions and reconciliations resolved with audit-grade reasoning.

Treasury & risk

Liquidity, market and counterparty signals synthesised into a daily decision brief.

The question you’re already asking

Your data. Your agents.
Your call. Always.

Stays in your environment

Amadeo deploys in your cloud: AWS, Azure, GCP, or on-premise. No data leaves. No training on your proprietary information. 80% of enterprise deployments choose private cloud.

Governed at every step

Every agent action is logged. Every output validated. Human-in-the-loop controls for every decision that matters. SOC 2 Type II. GDPR-ready. EU AI Act compliant path.

No lock-in. Ever.

What you build on Amadeo belongs to you. Walk away with every agent, every workflow, every intelligence layer fully intact. We are the infrastructure, not the owner of what you create on it.

Any model. Any framework.

OpenAI, Anthropic, Google, open-source. LangChain, CrewAI, Agentforce. Amadeo runs them all under one control plane. You’re never dependent on one provider’s roadmap.

Compliance & control
SOC 2 Type II
Certified
GDPR
Ready architecture
HIPAA
Compatible
EU AI Act
Compliant path
Private cloud
Deploy option
ISO 27001
Aligned
Works with your stack
LangChainCrewAIAgentforceOpenAIAnthropicGoogleAWSAzureGCP
Why customers choose Lyzr 01 / 03
Accenture

“Lyzr was the only vendor that could articulate and then deliver what happens after the demo. Most platforms stop at the POC. Lyzr stayed through production.”

A
Accenture Ventures
VP of Technology
AirAsia Move

“We achieved a 95% reduction in agent response time across markets. No other platform gave us the observability and control we needed to actually trust our agents in production.”

A
Air Asia Move
Chief Technology Officer
Willis Towers Watson

“Lyzr gave us a team that understood what production-grade AI means in a regulated environment. They didn’t just ship they helped us think through compliance, auditability, and scale.”

W
Willis Towers Watson
Head of Digital
Recognized by leading analysts Recognized by leading analysts
Security & Compliance
GDPR Compliant
SOC 2 Type II
ISO 27001 Certified
HIPAA Compliant
CCPA
Questions worth asking

If you’re thinking it,
Amadeo has already answered it.

RPA automates clicks. Point AI tools solve one task. An Agentic OS coordinates onboarding, KYC, fraud, credit, servicing and compliance as one system, governed end-to-end.

No. Amadeo integrates with your core (Temenos, Finacle, FIS, Fiserv), CRM, fraud, AML and case management systems. It sits as a control plane above them.

First regulated workflow (onboarding, KYC refresh or dispute handling) live in 30 days, with the audit trail regulators expect from day one.

Every agent decision is explainable, logged and replayable. Model risk management aligned with SR 11-7 and equivalents. Human-in-the-loop on every material decision.

You do. Amadeo deploys in your private cloud or on-prem. Customer data never leaves your environment and is never used to train shared models.

Yes. Amadeo orchestrates agents and models built on any framework or vendor stack through one governed control plane.

SOC 2 Type II, ISO 27001, GDPR, PCI-DSS, with mappings to FFIEC, MAS TRM, FCA, RBI, OSFI and EU AI Act requirements.

Onboarding cycle time, fraud loss avoided, false-positive reduction, cost-to-serve, NPS and revenue per customer, tied to the objectives the business sets.

When you’re ready

Set the objective. Watch the function move.

30 minutes with the team. You define the goal. We show you exactly what changes.

Deployed in your environment · Your data stays yours · Your agents, always